Thanks very much for your replies.
Westy, I'm 59 and this hearing loss started about two years ago with a nasty cold that gave me earaches like when I was a kid. I gave in and went to a doctor who gave me some pills that did nothing. Later on the tinnitus and deafness started.
Daniel, the tip about the ear drops is a good one and I'll follow through with this.
I've been trying to get an appointment with an ENT doctor but I guess they are a busy lot !
Toby, I've been wondering about the water connection with tinnitus - your comment helps answer that question. I don't seem to have trouble with clearing the water from the ears after swimming but maybe there is residual still in there....
If you're not swimming; then you should be skiing......